"The church world is not immune to the “ups” and “downs” in attendance and in budget numbers. Matter of fact, the average attender only gives 2.3% of their income to the church in an average year. That being the case, the summer can be especially tough on church budgets. Because attendance is down for various reasons, offerings reflect this trend as well. For many churches, this is recognized in advance, but can really put churches in financial binds. Hence the question, how can churches overcome the summer budget crunch?"